The UAE Unemployment Insurance Scheme is a government-backed initiative designed to provide financial security to employees in case of job loss. If you work in the UAE, registering for unemployment insurance is crucial to ensuring financial protection during unexpected layoffs.
In this guide, we’ll walk you through how to register for UAE unemployment insurance, its benefits, eligibility criteria, and important deadlines.
What is UAE Unemployment Insurance?
The UAE Unemployment Insurance Scheme was introduced to offer financial compensation to employees who lose their jobs due to reasons beyond their control. The insurance aims to support individuals financially while they search for new job opportunities.
Key Benefits of the UAE Unemployment Insurance Scheme:
✔️ Financial compensation for up to 3 months after job loss
✔️ Affordable monthly premium starting from AED 5
✔️ Available to all private and public sector employees
✔️ Quick and easy online registration process
Who is Eligible for UAE Unemployment Insurance?
Before registering, it’s important to check if you qualify for the scheme.
✅ Eligible Employees:
- UAE nationals and expats working in the private and public sector
- Employees with a valid UAE work permit
❌ Who is Not Eligible?
- Investors, business owners, and domestic workers
- Part-time workers, retirees receiving pensions, and minors under 18
How to Register for UAE Unemployment Insurance?
Step 1: Choose a Registration Platform
You can register for UAE unemployment insurance through various official channels, including:
✅ MOHRE Website – www.mohre.gov.ae
✅ Insurance Pool Website – www.iloe.ae
✅ UAE-based Banks, Exchange Centers, and Business Centers
✅ Kiosks, Smart Apps, and Telecom Providers
Step 2: Provide Personal & Employment Details
During registration, you will need to submit:
- Emirates ID number
- Mobile number (linked to your Emirates ID)
- Employment details (sector, salary category, etc.)
Step 3: Select Your Plan & Pay the Premium
The insurance is divided into two categories based on monthly salary:
Salary Range | Monthly Premium | Maximum Compensation |
Below AED 16,000 | AED 5 | AED 10,000/month (for 3 months) |
Above AED 16,000 | AED 10 | AED 20,000/month (for 3 months) |
Payment options include:
✔️ Monthly, quarterly, semi-annual, or annual payments
✔️ Payment through credit/debit card, bank transfer, or mobile payment services
Step 4: Confirmation & Activation
Once you complete the payment, you’ll receive a confirmation message with your policy details. Your unemployment insurance coverage is then activated immediately.
How to Claim UAE Unemployment Insurance?
If you lose your job, you can apply for compensation within 30 days of termination. The process is as follows:
1️⃣ Submit a Claim via www.iloe.ae or the MOHRE app
2️⃣ Attach required documents (such as Emirates ID and termination letter)
3️⃣ Receive Compensation within 2 weeks after approval
Note: You must have been enrolled in the scheme for at least 12 months to be eligible for a claim.
Deadline for UAE Unemployment Insurance Registration
⚠️ The UAE government has set a strict registration deadline. Failure to register may result in a fine of AED 400.
✅ Final Deadline: June 30, 2024 (Subject to change)
Make sure to register for UAE unemployment insurance today to avoid penalties and ensure job security.
Conclusion
Understanding how to register for UAE unemployment insurance is essential for job security and financial stability. The registration process is simple, affordable, and accessible through multiple platforms. By enrolling in the scheme, you ensure protection against sudden job loss and receive financial support while finding new employment.
Don’t delay! Register today through the MOHRE or ILOE website to stay compliant and secure your future.